About The Firm
Ed Clay is committed to providing highly skilled and individualized estate planning, special needs planning, and elder law advice to guide clients through different phases of life.
Ed represents individuals of all asset levels, and our goal is to give our clients peace of mind by crafting flexible, efficient, and cost-effective plans that address personal challenges, whether minimizing taxes, transferring wealth, preserving assets before entering a nursing home, or planning for the future of a child with special needs.
Ed makes sure he is on the cutting edge of new and evolving policies, laws, and regulations that may impact your estate plan.
Ed takes pride in providing prompt, responsive, and respectful legal services.
Meet Edward S. Clay
Ed is a proud native of Maryland. He was born and raised in Baltimore and educated in the Baltimore County Public School System. Ed went on to graduate from Loyola College with a B.A. in Political Science. He then obtained his J.D. from the University of Baltimore School of Law.
After spending his first five years of professional life as a litigator, Ed ended his litigation practice, beginning his exclusive focus on Estate Planning and Administration. By the end of the 1990s, the firm had become Bregel, Kerr, Clay & Alatis, LLC before he parted for his own independent location in Lutherville. MD in 2001 that he maintains to this day. Ed is a Charter Member of the National Network of Estate Planning Attorneys, an interactive alliance of law firms nationwide, dedicated to creating estate plans that work at the outset while maintaining their viability over time through a formal process of updating and family education. Within the National Network, Ed serves as a Mentor Coach for new and transitioning attorneys as well as co-Chair of the Pro Active Elder Law Co-Development Team that works to make late in life personal health and financial issues less of a crisis and more of a transition.
Ed is a member of the Estates and Trusts and Elder Law Councils of the Maryland Bar Association, the National Academy of Elder Law Attorneys, and he sits on the Board of Directors of the Baltimore Chapter of the Society of Financial Services Professionals. Ed provides continuing education courses for Maryland insurance professionals and Certified Financial Planners®, both at their locations and in the learning center in our building. Ed is a former member of the Board of Directors of The Highlands School, a private remedial school dedicated to teaching children who learn differently so that upon completion of the temporary instruction, they can re-enter their original school track in the appropriate grade with others their age.Ed and his wife have been together over 35 years, and they, along with their two children reside in Harford County. Having grown up in the Baltimore area, he is a fan of the Orioles, Ravens, and Baltimore Colts. He enjoys golf, umpiring baseball/softball, and photography.
Areas of Concentration
- Crafting Estate Plans – Ed helps design comprehensive estate plans for individuals of all asset levels, including sophisticated estate planning techniques to minimize excessive taxation, trusts to protect minors, or planning techniques to assist blended families or and methods to ease the probate process.
- Special Needs Planning – Ed helps clients in all stages of public benefit and special needs planning, including qualifying persons for essential public benefits, creating an estate plan to protect a loved one’s public benefits, and collaboratively determining whether a guardianship or less restrictive option may be appropriate.
- Elder Law – Ed can design a creative and personal plan using the most up-to-date techniques to preserve wealth for future generations while protecting the elder’s dignity and well-being.
- Estate Administration & Probate – Ed can help facilitate and streamline the probate process and employing legal strategies to reduce death taxes to the maximum extent.
Education is Key
Ed believes that educating clients and keeping them up to do on any major legal or statutory changes that could impact their estate plans is critically important.